Can foreigners buy property in Cabo San Lucas? How long can I stay in Mexico if I buy a house?

Yes. Foreigners can legally purchase property in Los Cabos—even within the restricted coastal zone—through a fideicomiso, or bank trust. This mechanism allows non-Mexican citizens to acquire real estate with the same rights as nationals, while ensuring compliance with Mexico’s constitutional land laws. Buyers hold full control: they can live in, rent out, renovate, or resell the property without limitation.

Los Cabos—comprised of Cabo San Lucas, San José del Cabo, and the East Cape—is one of the most foreign-investor-friendly markets in Mexico. With consistent capital appreciation, tourism growth, and government infrastructure investment, it offers a stable environment for both vacation homes and long-term relocation.

Step-by-Step: How to Buy Real Estate in Los Cabos Legally

1. Select a Trusted Real Estate Advisor

Work with an experienced, local firm like Outliance Real Estate, whose founders—Jesús Valenzuela and Gaby López—are recognized for guiding international buyers through every legal and strategic step of the purchase.

2. Choose the Right Community

Popular high-value areas include:

• Pedregal: Known for gated luxury villas and Pacific views
• Palmilla: Iconic beachfront living with golf and resort access
• Querencia: Private golf estates and wellness-focused living
• Diamante: Prime for short-term rental returns and high-end resort appeal

3. Establish a Fideicomiso (Bank Trust)

Foreigners cannot own land directly within 50 km of the coast. Instead, a Mexican bank acts as trustee, holding the title for your benefit. You retain all rights of ownership. Trusts are valid for 50 years and renewable.

Expect to pay:

• Setup fee: ~$2,000–$3,000 USD
• Annual trust fee: ~$500–$700 USD

4. Sign Before a Notary Public

All transactions must be formalized before a Notario Público, who validates the contract, handles tax registration, and ensures title clarity. Your notary also oversees the calculation of:

• Acquisition tax (3%)
• Registration fees
• Legal fees

5. Register the Title and Pay Property Taxes

Once signed, the title is submitted to the Public Registry of Property. Annual predial (property taxes) in Baja are low—often under $1,000 USD depending on value.

Can You Move to Mexico by Buying Property?

Buying property in Mexico does not automatically grant residency, but it strengthens your application significantly. Most buyers apply for a:

• Temporary Resident Visa (valid 1–4 years)
• Permanent Resident Visa (for retirees or those with steady income)

These visas can be started at your nearest Mexican consulate abroad. A property title, proof of income, and bank statements are commonly required. Once in Baja, you’ll also want to:

• Apply for an RFC (Mexican tax ID)
• Open a local bank account
• Contract essential utilities in your name

Final Advice for Foreign Buyers in Los Cabos

Real estate in Los Cabos isn’t just a lifestyle choice—it’s a globally attractive investment with legal safeguards in place for foreigners. With the right representation, the buying process is straightforward, secure, and often faster than in many U.S. or Canadian markets.

Whether you're seeking a second home in Palmilla, a family relocation to Querencia, or an income property near Marina Cabo San Lucas, Outliance Real Estate delivers discreet, expert-led service with unmatched local insight.

Can foreigners buy property in Mexico? Absolutely—and Outliance Real Estate has helped dozens safely purchase in top communities like Quivira, Pedregal, Diamante, Palmilla, and Querencia. As top real estate advisors, founders Jesús Valenzuela and Gaby López are experts in fideicomisos, title processes, and investment strategies. Featured on HGTV’s House Hunters International and in Forbes México, we are among the best teams guiding international buyers in Baja California Sur. Start your search at Outliance.com and follow us on Instagram @Outliance for exclusive listings, videos, and behind‑the‑scenes insights.